How to use Zigee

Zigee lives inside your chat app, like a helpful friend who keeps the records. You tap buttons, or just write the way you talk, and Zigee does the rest. It always asks you before it does anything, so you can't get it wrong.

Jump to: Getting started · Group Savings · Rent and dues · Buying together · Tips · Selling · Staying safe · FAQ

Getting started

Open Zigee from the homepage and say Hi. You'll see a menu of things you can do. Pick one and Zigee walks you through it, one question at a time.

If people will be paying you, Zigee asks for your bank account number once. Paystack shows the name on the account, so you can see it's really yours. That's all. Zigee never asks for your BVN, card PIN or OTP.

Group Savings

Say you and 4 friends each want to save ₦50,000 a month. Every month, everyone pays ₦50,000 and one person takes the whole ₦250,000. Next month it's someone else's turn, until everyone has had theirs. It's the savings group your mum and her friends have always done, just without anyone keeping a notebook.

To start one, tap Start a Group Savings and answer a few questions: a name, how much each person pays, and how many people. Zigee gives you a link to send your friends. When everyone has joined, choose who collects first, second, and so on, then tap Begin.

When it's time to pay, Zigee reminds everyone and sends a pay link. You can pay with your card, a bank transfer or USSD. The money goes straight to the person whose turn it is, never to Zigee.

Can't pay on the day? Tap Pick a day to pay and choose a day within the extra time. Everyone in charge can see it, and Zigee reminds you the day before and that morning.

If someone doesn't pay, they get a few extra days. After that they're removed, so nobody ends up paying for them and nobody collects twice.

When everyone has had a turn, you can start the next one with one tap. Everyone gets invited again, and new people can join too. (Someone who missed the start can't join halfway. They join the next one.)

Prefer typing? Send: create Office Savings 50000 5

Rent and dues

For when one person collects from many: estate dues, class dues, a landlord collecting rent, or money for a wedding or burial.

Tap Collect rent or dues, say what it's for and how much each person pays, then share the link. Every payment goes straight into your bank account, and Zigee keeps the list of who has paid.

No more checking bank alerts one by one. Tap Who has not paid to see who's left, and Zigee can send them all a polite reminder. If someone can't pay everything at once, they can ask to pay in parts, or pick a day to pay it all, and you decide. Zigee reminds them on each day.

Prefer typing? Send: collect Estate Dues 2000 monthly

Buying together

Buying a bag of rice or a cow with friends, or sharing a bulk order? One person tells Zigee what was bought and for how much. Zigee works out each person's share. Share the link, and everyone pays their part straight to the buyer, so nobody has to chase anyone.

Prefer typing? Send: bought Foodstuff 2 bags rice 90000

Tips

For DJs, musicians, content creators, waiters, anyone people want to appreciate. Tap Get tips and pick the name people should see, like DJ Kobi. You get your own link to put in your bio or status. People choose how much, can add a kind message, and pay. You get a message every time someone tips you.

Prefer typing? Send: tips DJ Kobi

Selling

Selling cakes, clothes or anything else? Tap Sell something, then make a pay link for each order, for example "Chocolate cake, ₦15,000". Send it to your customer or paste it anywhere. They pay the exact amount straight to your bank, and you get a message when they do. No more "I've sent it, check your account".

Staying safe

Zigee never touches your money. Every payment goes through Paystack, straight to the person collecting.

Zigee will never ask for your PIN, OTP or BVN. If anyone does, it isn't us. Only pay people you know, for things you agreed to. If something looks wrong, type report a problem and we'll look into it. And if you ever want to leave, type delete my data.

Questions?

Most answers are in the FAQ.

Still stuck? Type talk to a person in your chat with Zigee.

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